Our Services
Credit Monitoring, at national scale.
SDP & Associates operates a dedicated credit monitoring practice for private-sector and foreign banks — one of the few firms in India to offer this specialised service pan-India. We monitor borrower accounts in the field, verify securities and stock, and give credit teams reporting they can act on before an exposure deteriorates.
What we deliver
- Ongoing monitoring of borrower accounts and covenants
- Field verification of stock, book debts and securities
- Early-warning reporting on deteriorating exposures
- Drawing-power validation and documentation review
- Pan-India coverage with consistent reporting standards
Credit monitoring is our signature practice. It combines the rigour of audit with the urgency of credit risk management: disciplined field visits, verification that goes beyond paperwork, and reports designed for credit committees rather than filing cabinets.
Frequently asked questions
What are credit monitoring services?
Credit monitoring is the continuous, independent oversight of a bank's borrower accounts — verifying securities, stock and covenant compliance in the field so credit teams get early warning of deterioration.
Why is SDP & Associates known for credit monitoring?
Few firms in India offer a dedicated credit monitoring practice, and fewer deliver it nationally. SDP & Associates has made this niche its own, serving leading private-sector and foreign banks across India.
How is credit monitoring different from a concurrent audit?
A concurrent audit reviews a branch's transactions and controls; credit monitoring focuses on specific borrower exposures — their securities, stock and conduct — on a continuing basis.
Ready when you are.
Confidential from first contact. Partner-led from day one.